Apply for Financing Online
Our application is quick, secure, and fully online. Most decisions are returned fast so you can move forward with your project right away.
You will be directed to our secure financing partner to complete your application.
Why Finance Your HVAC Project?
A new furnace, air conditioner, or heat pump is one of the most impactful investments you can make in your home — but the upfront cost can be significant. Financing lets you get the right system for your home now, without having to wait or settle for a less efficient unit.
- Get comfortable now, not later — A failing furnace in January or a broken AC in August can't always wait for the perfect time. Financing means you don't have to delay.
- Choose the right system, not the cheapest one — Financing lets you invest in a higher-efficiency system that lowers your monthly utility bills, rather than settling for a lower-upfront option that costs more to run long-term.
- Manageable monthly payments — Spread the cost over time so a large replacement fits your household budget.
- Fast, simple application — The online application takes just a few minutes to complete. No lengthy paperwork or in-person visits required.
What Can Be Financed?
Financing is available for most Salmon HVAC installations and replacement projects, including:
- Central AC installation and replacement
- Furnace installation and replacement
- Heat pump systems
- Ductless mini-split systems
- VRF systems
- Indoor air quality equipment
- Complete HVAC system replacements (combined furnace + AC)
Not sure if your project qualifies? Call us at (801) 397-0030 or send us a message and we'll walk you through your options.
How It Works
- Apply online — Click the "Apply for Financing Now" button above and complete the short application through our secure financing partner.
- Receive a decision — Applications are processed quickly. You'll receive your decision and available financing options promptly.
- Schedule your installation — Once approved, contact us to schedule your project. We'll coordinate everything from there.
- Enjoy your new system — Our team installs your equipment and you start paying monthly — no large upfront cost.
Frequently Asked Questions
Who provides the financing?
Salmon HVAC offers financing through Optimus, a financing program administered through EGIA (Electric & Gas Industries Association). It's designed specifically for HVAC contractors and their customers, with straightforward terms and a quick application process.
How long does the application take?
The online application typically takes just a few minutes to complete. You'll receive your financing decision promptly after submitting.
Does applying affect my credit score?
Please review the terms presented during the application process for details on credit inquiry type. If you have questions before applying, call us at (801) 397-0030.
Can I use financing with rebates or tax credits?
Yes. Financing and rebates are separate — you can apply for financing to cover your upfront costs and still receive Rocky Mountain Power Wattsmart rebates or federal tax credits for qualifying high-efficiency equipment. We'll help you identify what you're eligible for.
What if I have questions about my financing application?
For questions about the application or your financing terms, contact our office at (801) 397-0030 or office@salmonhvac.com and we'll help get you answers.